:root{--navy:#0b2239;--navy2:#123552;--blue:#1d4e75;--gold:#c99a4b;--gold2:#e2bd7c;--ink:#1b2a38;--muted:#5d6f80;--pale:#f4f7f9;--line:#dfe6ec;--white:#fff;--radius:14px;--shadow:0 18px 50px -20px #0b223940}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,system-ui,-apple-system,"Segoe UI",Arial,sans-serif;color:var(--ink);line-height:1.7;background:#fff;-webkit-font-smoothing:antialiased}
h1,h2,h3,h4{font-family:Manrope,Inter,system-ui,sans-serif;letter-spacing:-.02em;line-height:1.18}
a{color:inherit;text-decoration:none}img{max-width:100%}
.wrap{max-width:1200px;margin:auto;padding:0 28px}
.skip{position:absolute;left:-999px}.skip:focus{left:12px;top:12px;z-index:99;background:#fff;padding:8px 14px;border-radius:6px}
/* utility + header */
.utility{background:var(--navy);color:#c3d3e0;font-size:12.5px}
.utility .wrap{display:flex;justify-content:space-between;align-items:center;padding-top:9px;padding-bottom:9px;gap:16px}
.utility a{color:#fff}.utility a:hover{color:var(--gold2)}.utility .sep{opacity:.35;margin:0 10px}
.header{position:sticky;top:0;z-index:30;background:#ffffffee;backdrop-filter:saturate(1.4) blur(10px);border-bottom:1px solid var(--line)}
.headerinner{min-height:82px;display:flex;align-items:center;gap:20px}
.logo{display:flex;align-items:center;gap:12px;margin-right:auto}
.logomark{width:44px;height:44px;flex:none}
.logotext{display:flex;flex-direction:column;line-height:1;color:var(--navy);font-family:Manrope,Inter,sans-serif}
.logotext b{font-weight:800;font-size:22px;letter-spacing:3.5px}
.logotext small{display:block;margin-top:5px;padding-top:5px;border-top:2px solid var(--gold);font-size:9.5px;font-weight:700;letter-spacing:4.15px;color:var(--blue)}
.logo-light .logotext{color:#fff}.logo-light .logotext small{color:var(--gold2)}.logo-light .logomark{border-radius:11px;box-shadow:0 0 0 1px #ffffff30}
.nav{display:flex;gap:2px;align-items:center}.navgroup{position:relative}
.navtrigger,.navlink{border:0;background:transparent;color:var(--navy);font:600 14px Inter,sans-serif;padding:12px 12px;cursor:pointer;border-radius:8px;display:inline-flex;align-items:center;gap:6px}
.navtrigger:after{content:"";width:6px;height:6px;border-right:2px solid var(--gold);border-bottom:2px solid var(--gold);transform:rotate(45deg) translateY(-2px);transition:transform .2s}
.navgroup.open .navtrigger:after{transform:rotate(225deg)}
.navtrigger:hover,.navlink:hover,.navgroup.open .navtrigger{background:var(--pale)}
.mega{display:none;position:absolute;left:50%;transform:translateX(-50%);top:calc(100% + 10px);width:600px;box-shadow:var(--shadow);border:1px solid var(--line);background:#fff;border-radius:var(--radius);overflow:hidden;grid-template-columns:200px 1fr}
.mega:before{content:"";position:absolute;top:-12px;left:0;right:0;height:12px}
.navgroup:hover .mega,.navgroup.open .mega,.navgroup:focus-within .mega{display:grid}
.megainfo{background:linear-gradient(160deg,var(--navy),var(--navy2));color:#fff;padding:26px}
.megainfo h3{font-size:21px;margin:10px 0 8px}.megainfo p{font-size:13px;color:#bccddb;margin:0;line-height:1.6}
.megalinks{display:grid;grid-template-columns:1fr 1fr;gap:2px;padding:16px;align-content:start}
.megalinks a{padding:9px 10px;font-size:13.5px;font-weight:500;border-radius:8px;color:var(--ink)}
.megalinks a:hover{background:var(--pale);color:var(--blue)}
.eyebrow,.megainfo small{display:inline-block;color:var(--gold);text-transform:uppercase;font-size:12px;letter-spacing:2.2px;font-weight:700}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;background:var(--gold);color:var(--navy);padding:14px 24px;border-radius:999px;font:700 14px Inter,sans-serif;border:1px solid var(--gold);cursor:pointer;transition:transform .15s,box-shadow .15s,background .15s;white-space:nowrap}
.btn:hover{transform:translateY(-1px);box-shadow:0 10px 24px -10px #c99a4bcc;background:var(--gold2)}
.btn.outline{background:transparent;color:#fff;border-color:#ffffff80}.btn.outline:hover{background:#ffffff14;box-shadow:none}
.btn.dark{background:var(--navy);border-color:var(--navy);color:#fff}.btn.dark:hover{background:var(--blue);box-shadow:0 10px 24px -10px #0b2239aa}
.btn.light{background:#fff;border-color:var(--line);color:var(--navy)}.btn.light:hover{background:var(--pale);box-shadow:none}
.mobiletoggle{display:none}
/* hero */
.hero{position:relative;background:linear-gradient(100deg,#0b2239f5 0%,#0f2d48e6 48%,#123552a6 100%),url('https://images.unsplash.com/photo-1521737711867-e3b97375f902?w=1800&q=80') center/cover;color:#fff;padding:120px 0 130px;overflow:hidden}
.hero:after{content:"";position:absolute;right:-160px;bottom:-220px;width:560px;height:560px;border-radius:50%;border:2px solid #c99a4b40}
.hero h1{font-size:clamp(38px,5.2vw,64px);max-width:820px;margin:18px 0 22px;font-weight:800}
.hero h1 em{font-style:normal;color:var(--gold2)}
.hero p{max-width:640px;font-size:18.5px;color:#d9e3ec;margin:0}
.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:34px}
.trust{position:relative;z-index:2;margin-top:-56px}
.trust .wrap>div{display:grid;grid-template-columns:repeat(3,1fr);background:#fff;border-radius:var(--radius);box-shadow:var(--shadow);border:1px solid var(--line)}
.trustitem{padding:28px 30px;display:flex;gap:16px;align-items:flex-start}.trustitem+.trustitem{border-left:1px solid var(--line)}
.trustitem b{display:block;color:var(--navy);font-family:Manrope,sans-serif;font-size:16.5px;margin-bottom:3px}.trustitem span{font-size:14px;color:var(--muted);line-height:1.55;display:block}
.icon{flex:none;width:46px;height:46px;border-radius:12px;background:#c99a4b1f;color:var(--gold);display:grid;place-items:center}.icon svg{width:23px;height:23px}
/* sections */
.section{padding:92px 0}.section.gray{background:var(--pale)}.section.tight{padding:64px 0}
.section h2{font-size:clamp(28px,3.2vw,42px);color:var(--navy);margin:12px 0 18px;font-weight:800}
.sectionhead{max-width:760px;margin-bottom:44px}.sectionhead.center{text-align:center;margin-left:auto;margin-right:auto}
.sectionlead{color:var(--muted);font-size:17px;margin:0}
.grid{display:grid;gap:22px}.cols-2{grid-template-columns:repeat(2,1fr)}.cols-3{grid-template-columns:repeat(3,1fr)}.cols-4{grid-template-columns:repeat(4,1fr)}.cols-5{grid-template-columns:repeat(5,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:30px;transition:transform .18s,box-shadow .18s,border-color .18s}
.card:hover{transform:translateY(-3px);box-shadow:var(--shadow);border-color:#cfd9e2}
.card h3{font-size:19px;color:var(--navy);margin:16px 0 8px}.card p{font-size:14.5px;color:var(--muted);margin:0}
.card .num{font:800 14px Manrope,sans-serif;color:var(--gold);letter-spacing:1px}
.card .more{display:inline-flex;margin-top:18px;font-weight:700;font-size:14px;color:var(--blue)}.card .more:hover{color:var(--gold)}
.card.feature{padding:40px;display:flex;flex-direction:column;align-items:flex-start}.card.feature h3{font-size:25px}
.card.feature .btn{margin-top:26px}.card.feature.dark{background:linear-gradient(150deg,var(--navy),var(--navy2));border-color:var(--navy);color:#fff}
.card.feature.dark h3{color:#fff}.card.feature.dark p{color:#c3d3e0}
.industry{display:flex;flex-direction:column;justify-content:space-between;min-height:150px;padding:24px;border-top:3px solid var(--gold)}
.industry h3{margin:0 0 8px;font-size:17px}.industry p{font-size:13.5px}
.split{display:grid;grid-template-columns:1.05fr 1fr;gap:64px;align-items:center}
.split p{color:var(--muted);font-size:16px}
.photo{width:100%;height:440px;object-fit:cover;border-radius:20px;box-shadow:var(--shadow)}
.checklist{list-style:none;padding:0;margin:22px 0 0;display:grid;gap:12px}
.checklist li{position:relative;padding-left:34px;font-size:15.5px}
.checklist li:before{content:"";position:absolute;left:0;top:4px;width:20px;height:20px;border-radius:50%;background:#c99a4b26 url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20'%3E%3Cpath d='M6 10.5l2.6 2.6L14 7.5' fill='none' stroke='%23a8792f' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/20px no-repeat}
.highlight{background:#fff;border:1px solid var(--line);border-radius:20px;padding:36px;box-shadow:var(--shadow)}
.highlight h3{margin:0 0 6px;color:var(--navy);font-size:20px}
.pills{display:flex;flex-wrap:wrap;gap:10px}.pills span,.pills a{border:1px solid var(--line);background:#fff;padding:9px 16px;border-radius:999px;font-size:14px;font-weight:500;color:var(--navy)}
.pills a:hover{border-color:var(--gold);color:var(--blue)}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:22px;counter-reset:step}
.step{position:relative;padding:28px 26px;background:#fff;border:1px solid var(--line);border-radius:var(--radius)}
.step:before{counter-increment:step;content:"0" counter(step);display:block;font:800 28px Manrope,sans-serif;color:var(--gold);margin-bottom:10px}
.step h3{margin:0 0 8px;font-size:17.5px;color:var(--navy)}.step p{margin:0;font-size:14.5px;color:var(--muted)}
.steps.cols-3{grid-template-columns:repeat(3,1fr)}
.callout{position:relative;overflow:hidden;background:linear-gradient(120deg,var(--navy) 0%,var(--navy2) 100%);padding:60px;color:#fff;border-radius:24px;display:grid;grid-template-columns:1.5fr 1fr;gap:40px;align-items:center}
.callout:after{content:"";position:absolute;right:-90px;top:-120px;width:340px;height:340px;border-radius:50%;border:2px solid #c99a4b45}
.callout h2{color:#fff;margin:10px 0 12px}.callout p{color:#c3d3e0;margin:0;font-size:16.5px}
.callout .actions{margin:0;justify-content:flex-end;position:relative;z-index:1}
.contactlist{display:grid;gap:14px;margin:0;padding:0;list-style:none}
.contactlist li{display:flex;gap:14px;align-items:center}.contactlist b{display:block;color:var(--navy);font-size:13px;text-transform:uppercase;letter-spacing:1.4px}
.contactlist a:hover{color:var(--gold)}
.compliance{display:flex;gap:16px;align-items:flex-start;background:#fbf6ec;border:1px solid #eedcb8;border-radius:var(--radius);padding:22px 26px;font-size:14.5px;color:#5a4a2c}
.compliance b{color:#3d3018}
/* page hero */
.pagehero{position:relative;overflow:hidden;background:linear-gradient(115deg,var(--navy) 0%,var(--navy2) 60%,#1d4e75 100%);padding:80px 0 84px;color:#fff}
.pagehero:after{content:"";position:absolute;right:-120px;top:-160px;width:460px;height:460px;border-radius:50%;border:2px solid #c99a4b40}
.pagehero h1{font-size:clamp(34px,4.2vw,54px);margin:14px 0 16px;font-weight:800;max-width:860px}
.pagehero p{max-width:720px;color:#d0dde8;font-size:18px;margin:0}
.crumbs{font-size:13px;color:#9fb5c8}.crumbs a:hover{color:#fff}.crumbs span{margin:0 8px;opacity:.5}
/* prose */
.prose{max-width:820px}.prose h2{font-size:24px;margin:38px 0 10px}.prose h2:first-child{margin-top:0}.prose p,.prose li{color:#33475a;font-size:15.5px}.prose ul{padding-left:22px}.prose a{color:var(--blue);text-decoration:underline}
/* forms */
.panel{background:#fff;border:1px solid var(--line);box-shadow:var(--shadow);padding:38px;border-radius:20px}
.panel h2{margin-top:0}
.formgrid{display:grid;grid-template-columns:repeat(2,1fr);gap:20px}
.field{display:flex;flex-direction:column;gap:7px}.field.full{grid-column:1/-1}
.field label,.field .label{font-weight:600;color:var(--navy);font-size:13.5px}
.field input,.field select,.field textarea{width:100%;font:inherit;font-size:15px;padding:12px 14px;border:1px solid #c5d3dd;border-radius:10px;background:#fff;color:var(--ink);transition:border-color .15s,box-shadow .15s}
.field textarea{min-height:120px;resize:vertical}
.field input:focus,.field select:focus,.field textarea:focus{outline:0;border-color:var(--gold);box-shadow:0 0 0 4px #c99a4b2e}
.muted{color:var(--muted);font-size:13px}
.checkline{display:flex;gap:10px;align-items:flex-start;font-size:14px;font-weight:400!important}.checkline input{margin-top:5px;width:auto!important}
.formactions{margin-top:26px}
.two-col{display:grid;grid-template-columns:1.6fr .9fr;gap:34px;align-items:start}
.info-card{background:#fff;border:1px solid var(--line);border-top:3px solid var(--gold);border-radius:var(--radius);padding:26px;margin-bottom:18px}
.info-card h3{margin:0 0 8px;color:var(--navy);font-size:18px}.info-card p{margin:0;font-size:14.5px;color:var(--muted)}
.info-card.dark{background:var(--navy);border-color:var(--navy);border-top-color:var(--gold);color:#fff}.info-card.dark h3{color:#fff}.info-card.dark p,.info-card.dark li{color:#c3d3e0}
.info-card.dark a{color:#fff}.info-card.dark a:hover{color:var(--gold2)}
.notice{padding:16px 20px;border-radius:12px;background:#fbf6ec;border:1px solid #eedcb8;font-size:14px}
.formerror{color:#9a2d25;display:none}
.site-note{font-size:13px;color:var(--muted);margin-top:16px}
/* footer */
.footer{background:#081b2e;color:#a9bccd;padding:76px 0 26px;font-size:14px}
.footgrid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1.3fr;gap:44px}
.footgrid h4{color:#fff;font-size:15px;margin:6px 0 16px}
.footgrid a{display:block;margin:9px 0}.footgrid a:hover{color:#fff}
.footgrid p{margin:16px 0 0;line-height:1.7}
.footgrid a.logo{display:inline-flex;margin:0}
.footgrid a.inline{display:inline;margin:0;color:#e2bd7c}.footgrid a.inline:hover{color:#fff}
.bottom{border-top:1px solid #ffffff1c;padding:24px 0 0;margin-top:52px;font-size:12.5px;display:flex;justify-content:space-between;gap:24px;flex-wrap:wrap}
.bottom a{color:#e2bd7c}.bottom p{margin:0;max-width:760px}
@media(max-width:1080px){
.nav{display:none;position:absolute;left:0;right:0;top:100%;background:#fff;flex-direction:column;align-items:stretch;padding:12px 20px 20px;max-height:78vh;overflow:auto;border-bottom:1px solid var(--line);box-shadow:var(--shadow)}
.nav.show{display:flex}.navtrigger,.navlink{width:100%;justify-content:space-between;padding:14px 10px;font-size:15px}
.mobiletoggle{display:inline-flex;align-items:center;gap:8px;border:1px solid var(--line);padding:10px 16px;border-radius:999px;background:#fff;font:600 14px Inter,sans-serif;color:var(--navy);cursor:pointer}
.navgroup:hover .mega{display:none}.navgroup.open .mega{display:grid;position:static;transform:none;width:100%;grid-template-columns:1fr;box-shadow:none;border:0}
.mega:before{display:none}.megainfo{display:none}.megalinks{padding:0 0 8px}
.headerinner>.btn{display:none}
.cols-4,.cols-5{grid-template-columns:repeat(2,1fr)}.steps{grid-template-columns:repeat(2,1fr)}
.footgrid{grid-template-columns:repeat(2,1fr)}.callout{grid-template-columns:1fr}.callout .actions{justify-content:flex-start}}
@media(max-width:760px){
.utility .wrap>span:first-child{display:none}.utility .wrap{justify-content:center}
.wrap{padding:0 20px}.hero{padding:80px 0 110px}.section{padding:64px 0}
.trust .wrap>div,.split,.two-col,.formgrid,.steps,.steps.cols-3,.cols-2,.cols-3,.cols-4,.cols-5,.footgrid{grid-template-columns:1fr}
.trustitem+.trustitem{border-left:0;border-top:1px solid var(--line)}
.field.full{grid-column:auto}.panel{padding:24px}.callout{padding:38px 28px}.photo{height:280px}.pagehero{padding:56px 0 60px}.split{gap:36px}
.megalinks{grid-template-columns:1fr}}